Job Detail

Bank-e-Millie Afghan (BMA) was the first financial institution established in Afghanistan in 1933. Similarly, it was the first financial institution established in a public-private partnership set up with 72% share held by the private sector. As a first bank in Afghanistan, BMA introduced formal banking services to the people and government of Afghanistan. Since then, the banks competitive strength and ongoing market leadership philosophy lays in its strong capital base and proven trustworthiness.
In 1976, it was fully nationalized by the government of Afghanistan. Since its establishment, BMA is a leading banking in providing modern and secure banking services. Securing depositors' funds is the top priority of the bank. At the same time, the bank is contributing considerably to the development of manufacturing, agriculture, services, and international trade in the country. BMA is operating based on strong corporate governance principles, financial risk management, and strict compliance to keep its credibility and trust. BMA has 16 city branches in Kabul and 22 provincial branches and equity investments in USA and England.

IBW office is responsible for carrying out duties and responsibilities in compliance with DAB policies and regulations BMA policies IBW Islamic standards AAOIFI, as well as, conducting IBW-related Accounting Department, Credit Department, Operation Department and Real-e-State Department constructively.

Duties and Responsibilities:

• Audit and review IBW-related policies & procedures.
• Carry out and independent and objective assuring assessment of conformity of Islamic banking's operations with Sharia rules and principles.
• Develop audit plans for Islamic Banking and ensure the timely completion and submission of audit findings.
• Develop the scope, methodology, checklists/working Papers
• Establish a Sharia Audit Program with the objective of providing standardized and proper guidance in auditing Islamic products, operations and activities.
• Perform internal financial and risk management audits and provide support to external financial audits of Islamic Banking Operations.
• Develop the formats of internal Sharia audit reports.
• Review and recommend improvement/enhancement of internal controls and risk management processes in Islamic banking.
• Making best use of available information both in planning and executing assignments and working diligently to agreed objectives. 
• Preparing the Sharia Audit report, and present the same to chief internal Audit along with the audited samples and working papers.
• Suggest and recommend Sharia solutions for any none Sharia compliance cases.
• Interacting with and supporting external auditors on Islamic banking audit as required.
• To audit and make sure that the IBW operation department cash is properly tallied.
• To audit the assets register of IBW finance with depreciation.
• audit and review the financial statements of IBW
• Audit and review files of the all BMA-related properties. (Real Estate Department)
• Any other task assigned by CIA ( Chief Intenal Auditor)